We love what we do.

Company in preparation

Our first project

Flat fee. Not a percentage.

SophaxPay replaces the traditional percentage-based payment model with a transparent fixed cost per transaction. Built on Open Banking and Account-to-Account technology, money flows directly between bank accounts — no card networks, no middlemen.

A2A Payments

Direct bank-to-bank transfers via PISP. Instant settlement, no intermediaries.

App-to-App

Deep linking to native banking apps eliminates browser drop-off and boosts completion rates.

Smart Fallback

Dynamic provider switching on latency or outage detection ensures maximum uptime.

Bank-grade Security

SCA authentication in the bank's own app. PSD2 regulated. No chargebacks, no card data exposure.

Status: Proof of Concept

Our second project

Anonymous, offline, end-to-end encrypted mesh chat.

GitHub

Status: In Development