We love what we do.
Our first project
SophaxPay replaces the traditional percentage-based payment model with a transparent fixed cost per transaction. Built on Open Banking and Account-to-Account technology, money flows directly between bank accounts — no card networks, no middlemen.
A2A Payments
Direct bank-to-bank transfers via PISP. Instant settlement, no intermediaries.
App-to-App
Deep linking to native banking apps eliminates browser drop-off and boosts completion rates.
Smart Fallback
Dynamic provider switching on latency or outage detection ensures maximum uptime.
Bank-grade Security
SCA authentication in the bank's own app. PSD2 regulated. No chargebacks, no card data exposure.
Status: Proof of Concept
Our second project
Anonymous, offline, end-to-end encrypted mesh chat.
GitHubStatus: In Development